Information Needed at Loan Application
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1.
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W-2 (2 years) & current months’ pay stubs
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2.
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Last 12 months’ mortgage history (cancelled checks)
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3.
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Employment addresses (2 year history)
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4.
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Contracts of Sale and legal description of property
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5.
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Latest 3 months’ bank statements (all accounts)
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6.
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Open loans - addresses, account numbers, balance and monthly payment or recent statement,
if available
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7.
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Real estate owned - addresses, account numbers, balance and monthly payment or recent
statement, if available
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8.
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Self-employed or MORE than 25% income from bonus or overtime - last 2 years’ tax returns
with all schedules and YTD P&L
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9.
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Social Security numbers
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10.
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A check for credit report and appraisal
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11.
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FHA/VA Application, copy of driver’s license or other photo ID, VA Certificate of eligibility or
DD214.
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How much house can you afford?
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Darrell can recommend reliable lenders to check in with prior to beginning any serious real estate
hunting so you will know exactly what you can afford
Darrell has been successfully assisting home buyers and property owners since 1986.
Darrell has MLS access to all listed properties and he may represent you on any of them, as
well as purchasing new construction or a For Sale by Owner property.
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